Kevin Beck – Fleet Commercial Finance
Kevin highlights how business finance has changed from traditional bank lending historically to the wide range of options open to businesses today – whether it be for the purchase of commercial premises or working capital to help fuel business growth! Many financing applications will also fail due to basic lending criteria not being met on the application. Kevin talks about how knowing the lender and their individual stress tests can often make the difference in a successful application.
Businesses today predominantly rent their office premises, and as with the housing market are often paying over the odds vs. the alternative of securing a commercial mortgage and ultimately owning the ‘asset’ they operate from! Kevin rationalises the benefits here of securing a commercial mortgage.
Bruce Kidd – Operational Accounting Systems
Bruce talks about how software & applications and the emergence of Artificial Intelligence (AI) are increasingly impacting on how we do business, helping drive efficiency in every day tasks with associated productivity benefits for businesses. From the automation of staff expenses submissions to effective stock control systems and real time business reporting to help in driving business intelligence.
As a trained accountant and business process specialist, Bruce loves to roll up his sleeves to understand his clients business to then be able to recommend how bespoke software solutions can help save man hours & money!